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4/21/2019 5:53:17 PM
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I have been dealing with them for years. Besides the surety of competitive rates from top-notch insurance carriers, I always enjoy dealing with a simplifying, honest and straight-forward approach.

Erik Solorzano, Fontana, CA

Your real-time online quoting for life insurance rates is a great way to get an idea of what is out there.

Christie Gupta, Houston, TX

In less than 30 seconds, I had my life insurance quote at your website.

Kendra Mays, Bazine, KS

We received good service, great insurance company, and competitive rates, all at one place. My referrals are for you.

Thomas and April Fung Hollywood, CA

I am very impressed by your professional and friendly service for those on H1B visa.

Chandra K .Bhumireddy
Dallas, TX

I received the best rates from an A+ rated company. I would gladly refer your life insurance advisors to anyone.

Agnes Sowemimo, Norcross, GA

I thought I would never be able to get life insurance till I contacted you. Thank you.

Victoria Brown, Suffolk, VA

I didn’t think life insurance could be affordable at my age. Thank you for your help.

Eddo Bottiroli, Los Angeles, CA

With a Critical Illness policy we had through you, we sleep better at night.

Michelle Solorzano, CA

I remember when my insurance made a mistake and overcharged me. The speed at which you guys took care of it was amazing.

William Young, Chula Vista, CA

Experience Independence Honesty
Premium financing is a poorly understood program for financing high face value life insurance plans. It can be a great financial tool to those with high net worth trying to get a high value life insurance policy, which most of you know does require a very hefty premium. For example, a Universal Life plan that covers you till the age of 121 for a face value of $10,000,000 on a 65 years old
non-smoker male in good health may cost about $200,000 annually to maintain.

Not everyone has that level of liquid cash lying around to pay a life insurance policy premium.

Most high net worth individuals will agree that liquidating of funds or withdrawing capital from lucrative investments is a loosing proposition.
Once you qualify, you can receive Premium Financing without effecting your cash flow, liquidity or standard of living. In most cases, for very little money out of pocket an investment bank will commit to finance the life insurance premiums for the life of the insured. Upon receiving your application, we shop multiple financing institutions and bring you the offer for your approval. After that the life insurance application is submitted to the insurance carrier.


There are many premium financing companies offering various qualifying parameters. In general, we can start shopping for you if you are at least 60 years of age with a net-worth of about $2 million and looking for a minimum of $1 million dollars in coverage.  This is subject to change based on what the market offers.

Give us a call in complete confidentiality.

Find the best rates for Term Life, Return of Premium Term and Guaranteed Universal Life Insurance plans.
Compare top-rated carriers and save.

PLEASE NOTE: By law, agents and brokers offering life insurance products cannot charge fee for service from a client. Therefore, your premium is exactly what an insurance company quotes.

Please visit our updated user-freindly quote engine: REAL TIME LIFE QUOTES.
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