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4/21/2019 5:54:50 PM
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I have been dealing with them for years. Besides the surety of competitive rates from top-notch insurance carriers, I always enjoy dealing with a simplifying, honest and straight-forward approach.

Erik Solorzano, Fontana, CA

Your real-time online quoting for life insurance rates is a great way to get an idea of what is out there.

Christie Gupta, Houston, TX

In less than 30 seconds, I had my life insurance quote at your website.

Kendra Mays, Bazine, KS

We received good service, great insurance company, and competitive rates, all at one place. My referrals are for you.

Thomas and April Fung Hollywood, CA

I am very impressed by your professional and friendly service for those on H1B visa.

Chandra K .Bhumireddy
Dallas, TX

I received the best rates from an A+ rated company. I would gladly refer your life insurance advisors to anyone.

Agnes Sowemimo, Norcross, GA

I thought I would never be able to get life insurance till I contacted you. Thank you.

Victoria Brown, Suffolk, VA

I didn’t think life insurance could be affordable at my age. Thank you for your help.

Eddo Bottiroli, Los Angeles, CA

With a Critical Illness policy we had through you, we sleep better at night.

Michelle Solorzano, CA

I remember when my insurance made a mistake and overcharged me. The speed at which you guys took care of it was amazing.

William Young, Chula Vista, CA

Experience Independence Honesty

An Estate Planning Tool

This is a joint insurance policy that pays death benefit only when the second person dies.

If your net worth is over $5.43 million, the question you need to ask yourself is if your heirs will have an estate tax implication upon your or your spouse’s death (whoever dies second). And the answer is, yes.

If you do not have cash sitting for your heirs to pay off estate taxes upon death of the last owner, survivorship life or sometimes called second-to-die life insurance is the only way to leave behind an income tax free financial legacy.

Following are some of the reasons why you may want to consider survivorship life insurance:

  • It covers two lives in one policy making it cost-effective and better than having two individual polices.
  • It provides necessary cash that your heirs will need to pay off the estate taxes.
  • It takes away the guessing game out of who will die first.
  • Insurance companies usually offer more liberal underwriting for these plans. It can be specifically useful if one of the spouses is impaired-risk and difficult to insure.

Apply for Survivorship Life Insurance Quotes

Please fill out the following form for us to understand who you are how best we can serve you. We do not sell your information to third parties and take care of your needs ourselves. Based on the information you provide, one of our experienced agents will contact you right away to understand your situation and find the right carrier with the right plan that makes financial sense for you.
If you don't feel like filling up the form, please call us at 1.866.526.7264 for a no-obligation consultation.

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Insured A: * Salutation:
* First Name:
* Last Name:
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* E-mail Address:
* Address:
* City:
* State:
* Zip:
* Day Telephone:
Evening Telephone:
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Health Questions: The following questions are required for an accurate life quote. Please see our
Insured A: Date of Birth:
Insured A: Height:
   feet    inches
Insured A: Weight (pounds):
Insured A: Occupation:
 Insured A: Have you used nicotine products within the last 12 months?
   Yes No
Insured A: Describe your Health:

Insured A: Have you EVER been treated for cancer, diabetes, or cardiovascular disorders?:
   Yes No
Insured A: Do you take prescription medication:
   Yes No
Insured A: Have either of your parents or siblings had cardiovascular disease or cancer prior to age 60?
   Yes No
Insured A: Have you had 2 or more moving violations in the last 2 years or any DUI's in the last 5 years?
     Yes No

Will new policy replace any existing life insurance policy?
    Yes No
Insured A: Have you ever been declined or rated for Life insurance?
    Yes No
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Find the best rates for Term Life, Return of Premium Term and Guaranteed Universal Life Insurance plans.
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PLEASE NOTE: By law, agents and brokers offering life insurance products cannot charge fee for service from a client. Therefore, your premium is exactly what an insurance company quotes.

Please visit our updated user-freindly quote engine: REAL TIME LIFE QUOTES.
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