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9/3/2010 11:56:45 AM
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CLIENT TESTIMONIALS

I have been dealing with them for years. Besides the surety of competitive rates from top-notch insurance carriers, I always enjoy dealing with a simplifying, honest and straight-forward approach.

Erik Solorzano, Fontana, CA

Your real-time online quoting for life insurance rates is a great way to get an idea of what is out there.

Christie Gupta, Houston, TX

In less than 30 seconds, I had my life insurance quote at your website.

Kendra Mays, Bazine, KS

We received good service, great insurance company, and competitive rates, all at one place. My referrals are for you.

Thomas and April Fung Hollywood, CA

I am very impressed by your professional and friendly service for those on H1B visa.

Chandra K .Bhumireddy
Dallas, TX

I received the best rates from an A+ rated company. I would gladly refer your life insurance advisors to anyone.

Agnes Sowemimo, Norcross, GA

I thought I would never be able to get life insurance till I contacted you. Thank you.

Victoria Brown, Suffolk, VA

I didn’t think life insurance could be affordable at my age. Thank you for your help.

Eddo Bottiroli, Los Angeles, CA

With a Critical Illness policy we had through you, we sleep better at night.

Michelle Solorzano, CA

I remember when my insurance made a mistake and overcharged me. The speed at which you guys took care of it was amazing.

William Young, Chula Vista, CA
   
Experience Independence Honesty

An Estate Planning Tool

This is a joint insurance policy that pays death benefit only when the second person dies.

If you are in the high net worth range, the question you need to ask yourself is will your heirs have an estate tax implication upon your or your spouse’s death (whoever dies second).

The bigger your estate, the bigger your estate tax. In a painful scenario, if you do not plan to have the estimated estate taxes covered upon death, which can be as much as 55%, while you are alive, your heirs (children) will bear the brunt. They will need cash to take care of it.

One of the effective strategies is to have Survivorship Life Insurance plan.

Following are some of the reasons why you may want to consider survivorship life insurance:

  • It covers two lives in one policy is cost-effective and better than having two individual polices.
  • It provides necessary cash that your heirs will need to pay off the estate taxes.
  • It takes away the guessing game out of who will die first.
  • Insurance companies usually offer more liberal underwriting for these plans. It can be specifically useful if one of the spouses is impaired-risk and difficult to insure.

Apply for Survivorship Life Insurance Quotes

Please fill out the following form for us to understand who you are how best we can serve you. We do not sell your information to third parties and take care of your needs ourselves. Based on the information you provide, one of our experienced agents will contact you right away to with the best options we can offer.

* Required Field
* Amount
   
* Purpose:
   
Insured A: * Salutation:
   
* First Name:
  
* Last Name:
   
* Gender:
   
* E-mail Address:
  
* Address:
   
* City:
   
* State:
   
* Zip:
   
* Day Telephone:
   
Evening Telephone:
   
Best time to contact you:
   
Health Questions: The following questions are required for an accurate life quote. Please see our
Insured A: Date of Birth:
   
Insured A: Height:
   feet    inches
Insured A: Weight (pounds):
    pounds
Insured A: Occupation:
   
 Insured A: Have you used nicotine products within the last 12 months?
   Yes No
Insured A: Describe your Health:
  
Insured A: Have you EVER been treated for cancer, diabetes, or cardiovascular disorders?:
    Yes No
  
Insured A: Do you take prescription medication:
    Yes No
  
Insured A: Have either of your parents or siblings had cardiovascular disease or cancer prior to age 60?
    Yes No
  
Insured A: Have you had 2 or more moving violations in the last 2 years or any DUI's in the last 5 years?
      Yes No
  
Will new policy replace any existing life insurance policy?
    Yes No
Insured A: Have you ever been declined or rated for Life insurance?
     Yes No
How were you referred to our website:
   
FREE LIFE INSURANCE QUOTES
Real-time quotes in less than a minute.
For Term Life, Return of Premium Term and Universal Life Insurance plans. Compare top-rated carriers and save.

Birthdate:
Gender:
Male   Female
Do you smoke or use tobacco?:
Tobacco Guidelines
Yes   No
Height:      Height & Weight Guidelines
feet    inches
Weight:
pounds
Health:        Medical Guidelines
Regular   Regular Plus
Preferred Preferred Plus
State:
Duration:
Amount of Insurance:
Premiums Paid:
Annual   Monthly
First Name:             * (Required)
Last Name:             * (Required)
Day Time Phone:             * (Required)
Ext.
Evening Phone:
Email:             * (Required)
 


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